Holdcroft Honda
Holdcroft Honda Honda
  • Honda Cobridge

    01782 606147

  • Stuart Graham Honda

    01270 416855

  • Honda Warrington

    01925 671244

  • Cheshire Oaks Honda

    0151 268 5307

Holdcroft Hyundai
Holdcroft Hyundai Hyundai
  • Hyundai Crewe

    01270 416404

  • Hyundai Hanley

    01782 606125

  • Cheshire Oaks Hyundai

    0151 268 5311

  • ALM Hyundai - Macclesfield

    01625 650042

  • Sandon Road Motors - Stafford

    01785 319350

Holdcroft Nissan
Holdcroft Nissan Nissan
  • Nissan Crewe

    01270 416400

  • Nissan Hanley

    01782 606121

  • Nissan Northwich

    01606 566215

Holdcroft Dacia
Holdcroft Dacia Dacia
  • Dacia Hanley

    01782 606151

  • Dacia Crewe

    01270 416946

Holdcroft Renault
Holdcroft Renault Renault
  • Renault Hanley

    01782 606113

  • Renault Crewe

    01270 416859

Holdcroft Isuzu
Holdcroft Isuzu Isuzu
  • Isuzu Hanley

    01782 606161

Holdcroft Mazda
Holdcroft Mazda Mazda
  • Mazda Hanley

    01782 606142

Holdcroft Mitsubishi
Holdcroft Mitsubishi Mitsubishi
  • Mitsubishi Hanley

    01782 606129

Holdcroft Volvo
Holdcroft Volvo Volvo
  • Volvo Stoke

    01782 606117

Holdcroft Saab
Holdcroft Saab Saab
Holdcroft Toyota
Holdcroft Toyota Toyota
  • Toyota Service Centre

    01782 606146

Holdcroft B&M Sports & Prestige Cars
Holdcroft B&M Sports & Prestige Cars B&M Sports & Prestige Cars
  • B&M Sports & Prestige Cars

    01789 273782

Holdcroft Business Centre
Holdcroft Business Centre Holdcroft Business Centre
Holdcroft Body Centre
Holdcroft Body Centre Holdcroft Group Body Centre

Personal Contract Purchase

Finance

Understanding Personal Contract Purchase.

Personal Contract Purchase is a flexible finance solution that lets you drive more car for your money while keeping your options open.

PCP works by deferring a portion of the car’s value to the end of the agreement – this is often called a guaranteed future value or GFV. You only make payments on the amount remaining after taking the deposit and GFV into account, so your monthly payments will be lower compared to other methods of finance.

At the end of the agreement, you have three options:

1.You can hand the car back to us

2.You can pay the optional final payment and take full ownership of the vehicle

3.You can part-exchange your car at any Holdcroft dealership for another one, using the difference between the cars valuation and its GFV as your deposit.

Advantages of Personal Contract Purchase

  • Quick and easy to arrange
  • Fixed monthly repayments to suit your budget
  • Defers part of the car’s value, so your monthly payments are less and you can afford a higher-specification car
  • Flexible payment terms from 2 to 5 years, depending on the age of the car
  • Great flexibility at the end of the agreement

To find out more on any of these car financing options or any other ways to buy a car, please do not hesitate to contact us today.

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We love to hear from our customers. Please feel free to contact us with any comments, feedback, queries or requirements. Thank you.